A while back I had some negative listings appear on my credit reports. As a result, my credit score went way down and it was difficult to get approved for a new credit card.
I really wanted to get a Visa or MasterCard® since having a regular credit card makes it easy to shop online, book hotels, etc. I got rejected a bunch of times because of my poor credit history. It was next to impossible to get new credit with my low credit score.
I was ready to give up!
Then I found the Simply Gold MasterCard®, which is a real credit card for those people with damaged credit.
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Bad Credit is OK!
AND...

It Reports to All 3 Credit Bureaus
(By paying your bill every month you can get on the right track!)
Plus, the card comes with:
- Easy Approval
- Major Credit Bureau Reporting
- Semi-Annual Credit Limit Increases*
- No Annual Fee
- Low Minimum Monthly Payments
- Quick Online Approval
Having the Simply Gold MasterCard® has given me a great deal of "peace of mind." I no longer worry about how I would handle a cash emergency.
Plus, it feels really good to pay my bills on time each month and have that reflected on my credit reports. I recommend the Simply Gold Credit Card® to anyone with less than perfect credit.

Apply for the Simply Gold MasterCard® Today!
*If approved, you will receive a Simply Gold MasterCard® Credit Card, based on your credit worthiness. The Simply Gold MasterCard® Credit Card has a $300.00 credit limit, with a $225.00 one time Account Set-Up and Documentation fee and an initial available credit of $75.00. Beginning with the 04 (fourth) month your Account is open and by satisfying our credit criteria at that time, which may include criteria such as your record of timely payments and staying within your credit limit, your Account will be reviewed semiannually for a Credit Limit increase using the above criteria. Each Credit Limit increase will be at least $50.00 to a maximum of $100.00, subject to a maximum Credit Limit of $1,500.00. At the time of each Credit Limit increase, a $10.00 Credit Limit Increase Fee, for each $50.00 of increase, subject to a maximum of $20.00 which is a FINANCE CHARGE, will be charged to your Account. To determine your credit worthiness, the issuer uses information provided in this application, including the existence of an active checking account, your credit bureau history and other public sources of information.
See Website for complete Terms and Conditions regarding credit line increases, your APR, and other terms. The above testimonial is not an actual card holder, but reflects what is generally expected from the card.
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